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1. However American Households Hold Record Cash

Household cash. "Households continue to hold near-record cash balances (98th percentile historically), leaving substantial dry powder should confidence and risk appetite continue to improve. We see this 'buy-the-dip' behavior, every day in our data at Citadel Securities." 

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2. U.S. Inflation by Decade

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3. Wage Growth vs. Inflation

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4. Trump Reclassifies Marijuana …MSOS Largest Weed ETF…+65% YTD….Still -80% Since Initial Legalization

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5. The Number of American Families with Children Under 18 Peaked in 2007

US Demographics Are Changing

Although the US population continues to grow each year, the number of families with children under 18 reached a peak of around 37 million in 2007 and has declined to approximately 33 million in 2024, see chart below. This reflects demographic changes such as lower birth rates and aging of the population, even as overall population growth continues.

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6. America is Tumbling Dice Gambling Nation

Huge Spike in Gambling Problem Hotlines

Dave Lutz Jones Trading GETTING HELP– Two charts are going up and to the right at the same time: States are raking in tax revenue from sports betting and online casinos, and calls to the National Problem Gambling Helpline are on the rise.  The data points to a troubling trend — America’s gambling boom is driving more people into financial and emotional distress, with young men at the epicenter. But the industry continues to expand at breakneck speed, powered by aggressive marketing, state budget incentives and AI.

AI is poised to supercharge the gambling industry, says Tech policy experts.  The technology can help sportsbooks fine-tune their odds — making them even less likely to lose. It can also figure out when users are most likely to place bigger or riskier bets, pinpoint who's prone to making bad ones and target them with ads at their most vulnerable moments.

States Are Raking in Billions from Slot Machines on Your Phone -NYT

Robinhood Rolls Out the Prop Bets

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7. Zillow's Top 20 Most Popular Housing Markets (2025)…Philly Only Major Metro Area on List

The following cities comprise the top of Zillow's annual "Most Popular" list, which focuses on where shoppers are most active: 

1. Rockford, Illinois

 (Ranked #1 overall)

2. Berkeley, California

3. Albany, New York

4. Dearborn, Michigan

5. Toledo, Ohio

6. Carmel, Indiana

7. South Bend, Indiana

8. Abilene, Texas

9. Springfield, Illinois

10. Allentown, Pennsylvania

11. Cincinnati, Ohio

12. Columbus, Ohio

13. Virginia Beach, Virginia

14. Cleveland, Ohio

15. Miami, Florida

16. Boston, Massachusetts

17. Oklahoma City, Oklahoma

18. Detroit, Michigan

19. Philadelphia, Pennsylvania

 (The only major metro area in the top 20)

20. Birmingham, Alabama

Market Trends for 2025

• Affordability: Most of the top 10 markets feature home prices under $350,000, offering relief from high costs in major coastal hubs.

• Regional Dominance: The Midwest accounts for most of the top markets due to its balance of job access and lower living expenses.

• Alternative Lists: Zillow also publishes a "Hottest Markets" forecast based on projected competitiveness (e.g., home value appreciation). For 2025, 

Buffalo, NY

 and 

Indianapolis, IN

 led that separate list. 

 www.googlesearch.com

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8. Small Fraction Behind Most Online Hate

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9. Having more muscle and less hidden abdominal fat gives you a younger brain. Here's how to get strong healthily

Story by Rachel Boswell

As if the benefits of strength training weren’t extensive enough, we have another perk to add to the pile: a younger brain.

That’s right – according to brand-new research that will be presented at the Radiological Society of North America’s annual meeting later this month, having more muscle mass can protect against brain ageing. Meanwhile, having more visceral fat – that is, the hidden fat that sits deeper within your body, which lines your abdominal walls and surrounds many of your vital organs – accelerates brain ageing.

Here’s what the study discovered and what you can do to strengthen your body and think sharp for the long haul.

Strong muscles, strong mind

Thanks to several studies, we already know the importance of building and maintaining muscle mass for the sake of better physical health. Strong, well-functioning muscles not only help you to run more powerfully, become less prone to injury, develop a nice aesthetic and reduce your risk of various diseases and chronic conditions, but also play a big role in combatting age-related problems like sarcopenia.

So, carrying more muscle can help you to live in a more youthful body, for longer. But what does it do for the brain?

That’s what the latest science set out to determine. For the new study in question, researchers tested 1,164 healthy adults – 52% women, with an average age of 55 – by putting them each through a full-body MRI scan. MRI scans provide a distinct view of a person’s fat, muscle and brain tissue and can reveal the biological age of the brain based on its structure.

Following the participants’ full-body MRI scans, the researchers used an AI algorithm to precisely measure their total normalized muscle volume, their visceral fat, and their subcutaneous fat, which is the fat that you can pinch just under the skin. They also used this AI algorithm to predict each participant’s brain age.

The results showed that subcutaneous fat had no significant impact on predicted brain age. However, the participants who demonstrated a higher visceral fat to muscle ratio had a higher predicted brain age, while those who carried more muscle had younger-looking brains.

‘Healthier bodies with more muscle mass and less hidden belly fat are more likely to have healthier, youthful brains,’ concludes Dr Cyrus Raji, the study’s senior author and associate professor of radiology and neurology at Washington University School of Medicine, who adds that better brain health lowers the risk of diseases like Alzheimer’s.

‘While it is commonly known that chronological aging translates to loss of muscle mass and increased hidden belly fat, this work shows that these health measures relate to brain ageing itself,’ he adds.

How to build muscle mass

You don’t have to be a fat-free, Arnold Schwarzenegger-Esque bodybuilder to develop a more youthful brain. Instead, to maintain a healthy fat-muscle ratio, complete at least 150 minutes of moderate-intensity activity a week, like walking or cycling, or 75 minutes of vigorous intensity activity a week, like our favorite, running. It’s also important to do two or more weekly strength sessions, which target all the major muscles groups in the body.

While a recent study has found that doing just one strength workout a week is enough to generate improvements, two or more is optimal when it comes to enhancing your overall running performance, resilience and longevity – not to mention, as we now know, your brain function. If you’re unsure how or where to start with strength training, our expert-led guide for beginners will show you how to build a decent strength base in just four weeks.

To maintain a robust body, you should also remember to hydrate well, follow a regular sleep schedule – involving around seven to nine hours of shut-eye per night – and stick to a balanced, nutritious diet that contains a sufficient amount of protein. The recommended daily target for protein is 0.8g per kilogram of body weight, spread out evenly across mealtimes, although active people – especially runners – may need more than this to support muscle recovery and brain-friendly muscle growth. https://www.msn.com/en-gb/health/other/having-more-muscle-and-less-hidden-abdominal-fat-gives-you-a-younger-brain-heres-how-to-get-strong-healthily/ar-AA1ShJsm

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10. Neuroscience Just Showed How 1 Type of Activity Stops Your Brain from Aging

You might think it’s just a hobby. It’s also a powerful tool for brain health.

EXPERT OPINION BY MINDA ZETLIN, AUTHOR OF 'CAREER SELF-CARE: FIND YOUR HAPPINESS, SUCCESS, AND FULFILLMENT AT WORK' @MINDAZETLIN

How can you keep your brain agile and young throughout your life, even as you get older? By spending time on creative pursuits as often as you can. That’s the fascinating finding of a study by researchers from Universidad Adolfo Ibañez in Chile and Trinity College in Ireland, among others.

As the study’s authors note, earlier studies have shown a connection between creative activities such as playing a musical instrument and improved brain health. They wanted to know just how creativity affects brain health. So, they first recruited more than 1,200 healthy people as controls and then compared them to 1,467 research participants who spent at least some of their time in creative pursuits. This included dancers, musicians, visual artists, and strategy-based gamers. (Real-time strategy-based games are complex and involve creativity.)

Using EEG readings, they determined each participant’s “brain age gap,” the difference between their chronological age and the apparent age of the participant’s brain. What they found was that creative people across all disciplines had younger brains than their non-creative peers. Dancers had some of the youngest brains compared to their actual ages. This isn’t surprising since previous research has consistently shown that strenuous physical activity also slows brain aging. This means that dancing, which is physically strenuous as well as creative packs a double dose of brain health. Strategic gamers had the smallest brain age gap, though they still saw benefits.

The researchers also discovered that those who were most expert in their respective creative areas saw the greatest brain benefit. And they found that connections within the brain that typically deteriorate with aging were stronger in these creative types.

“We tend to treat creativity as a luxury.”

What does all this mean to you? If your current work involves a lot of creativity, that’s good news. Chances are it’s benefiting your brain and helping you stay mentally young. But whether your work is creative or not, it also means that you should make time in your week for your own creative activities. “We tend to treat creativity as a luxury after the ‘real work’ is done,” writes Karen E. Todd, a registered dietician who writes the Feed Your Brain blog for Psychology Today. Instead, she writes, we should prioritize our creative practices the same way we prioritize sleep, because both are essential for keeping our brains young.

Even 10 minutes of creative activity can make a difference if you do it every day, she writes. And, as the study shows, the more time you spend on it, and the more expert you become, the greater that benefit will be.

So, pick up a paintbrush, guitar, camera, or notebook. Dive into a complex creativity-boosting game either online or in real life. Or put on your dancing shoes and sign up for tango lessons. Whatever you choose, make sure it’s something you enjoy, so that you are happy to make time for it and stick with it. Your brain will be happy you did.

There’s a growing audience of Inc.com readers who receive a daily text from me with a self-care or motivational micro-challenge or tip. Often, they text me back and we wind up in a conversation. (Want to know more? Here’s some information about the texts and a special invitation to a two-month free trial.) Many of my subscribers are entrepreneurs or business leaders. They know how important it is for all of us to keep our brains as young as possible throughout our lives. Getting creative can be a fun way to do that. Should you give it a try?

www.inc.com

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