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- SMARTER IN 10
SMARTER IN 10
Gold Overtakes U.S. Government Bonds as the World’s Top Reserve Asset-FT
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3. The top 10% of earners now account for nearly half of all consumer spending in this country. The bottom 80% are losing ground. That gap has been opening for decades and has accelerated sharply since 2020
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4. Gen Z and Millennials --No 1999 Bubble and No 2008 Crisis Experience=Fearless

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5. Waymo is Safer than Human Drivers
Prof G -Compared with human drivers, Waymo vehicles have 82% fewer injury-causing crashes, 92% fewer crashes involving injured pedestrians, and 85% fewer crashes involving injured cyclists. Last year, car accidents were the leading cause of death for Americans ages 5 to 29. In an entirely Waymo’d world, more than 33,000 lives would be saved annually. But without public buy-in, none of this matters.
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9. U.S. Military Is Quietly Guiding Ships Through the Strait of Hormuz
U.S. Central Command has helped around 70 commercial ships pass through the strait in the last three weeks, an official said.
Vessels waiting to pass through the Strait of Hormuz. Before the U.S.-Israeli attacks on Iran, well over 100 commercial ships a day passed through the strait.Credit...Reuters
By Peter Eavis and Eric Schmitt
American forces in recent weeks have helped coordinate the passage of dozens of commercial vessels through the Strait of Hormuz, according to U.S. officials, even as travel through the waterway remains risky amid stalled negotiations to end the war with Iran.
U.S. Central Command has guided around 70 commercial ships through the strait, traveling into and out of the Persian Gulf, in the last three weeks, one of the officials said, speaking on condition of anonymity to discuss operational matters. The U.S. officials added that most of the vessels had turned off their transponders to avoid detection when going through the narrow waterway.
The officials declined to say what type of vessels were going through and what route they took, but one official indicated that at least one route was not close to the Iranian coastline. Ships passing near Iran without obtaining Iranian approval face the threat of an almost-certain attack by Iranian drones or missiles, U.S. officials said. Shipping analysts say the U.S.-guided crossings appear to follow routes that are closer to Oman.
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10. Habits of High Performers
Cognitive Performance Habits (40-52) success.com
Your brain is not built for constant output. It operates in cycles. These habits are about working with your neurology rather than against it.
40. Time-block your deep work in two-hour windows. Research on ultradian rhythms—the brain’s natural 90- to 120-minute focus cycles—suggests that peak cognitive performance happens in distinct windows, followed by dips. Two-hour blocks align with this cycle. Schedule your hardest work in your biological peak hours.
41. Do your most important task before noon. For most people (non-night-owls), prefrontal cortex activity is highest in the first half of the day. Use it on creative, strategic or complex work. Use the afternoon for communication, admin and meetings.
42. Shut off notifications during focus time—completely. Not silenced. Off. A notification doesn’t need to be read to break focus; the awareness that one arrived is enough to fragment attention. Studies consistently support the foundational finding that it takes an average of 23 minutes to return to deep focus after an interruption.
43. Write down your top three priorities before you start each day. Not a full to-do list. Three things. This practice forces prioritization under constraint and sets an intention that survives the reactive pull of the morning.
44. Do a weekly review every Friday afternoon. Block 30 minutes. Review what you completed, what didn’t get done and why, and what your top priorities are for next week. This practice prevents the feeling of being perpetually behind and connects daily work to longer-term goals.
45. Read intentionally for 20 minutes a day. Not scrolling. Not trade newsletters. Books. Long-form reading builds sustained attention, strengthens vocabulary and exposes you to ideas at a depth that short-form content cannot replicate.
46. Avoid multitasking during deep work—completely. Your brain does not actually multitask. It switches between tasks rapidly, and each switch carries a cognitive cost. What feels like efficiency is usually just faster degradation of output quality.
47. Create a “shutdown ritual” to end your workday. Close your tabs, write tomorrow’s top three goals and say a specific phrase that signals the day is done. This ritual—as small as it is—trains your brain to disengage from work mode and makes the transition to personal time more successful.
48. Keep a decision journal. Log important decisions with your reasoning at the time. Review it quarterly. High-performers who track decisions improve their judgment not because they think harder in the moment but because they learn from patterns they would otherwise forget.
49. Batch your email and Slack into two or three windows per day. Constant inbox monitoring is the cognitive equivalent of allowing interruptions every 10 minutes. Set windows—morning, midday, late afternoon—and let the rest wait.
50. Learn something new outside your domain once a week. Cross-domain learning is consistently linked to creative thinking—research shows that knowledge breadth, especially in mid-career, is one of the strongest predictors of creative output. Read something in a field adjacent to yours. Take a course. Attend a talk.
51. Reduce daily decision volume wherever possible. Steve Jobs’ black turtleneck was famously a decision-reduction strategy. You don’t need to go that far. But standardizing low-stakes decisions—meals, clothes, default responses—preserves cognitive resources for decisions that actually matter.
52. Protect your thinking time like it’s revenue-generating. Because it is. Block 30 to 60 minutes of unstructured thinking time on your calendar at least twice a week. No deliverables. No agenda. Just space to process, connect and generate. Most high-performers consider this their most productive time once they build the habit.
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